Therightcontractorforyourproject—with$0down.
We're not a construction company. We match Florida property owners with the best, vetted contractor for the job — by project type, budget, and location — with $0-down financing options tailored to your project and how you qualify. Your project manager walks you through exactly what you can apply for.
- Licensed
- Insured
- Financing options
- $0 down
Good news — your project likely qualifies.
Estimated monthly
$0/ mo estimated
Three steps. Zero money down.
We sit between you and the contractors — on your side. Free for property owners.
Tell us about your project
Project type, budget, and where your property is. Takes about a minute.
We match you
We find the best vetted contractor for your specific job — and lay out your $0-down financing options.
Get it done
Your contractor does the work with $0 down. You repay over time on the financing plan that fits you best.
Find your contractor & financing
Answer a few quick questions. No commitment, no credit hit.
Step 1 of 4 — What's your project?
What's your project?
Upgrades that pay for themselves
Most hurricane-protection, energy, and water improvements qualify for $0-down financing.
From storm-exposed to storm-ready
Drag the handle to see what a financed upgrade looks like.
$0 down financing built around your project
There's no single way to pay for a home upgrade. We line up the $0-down options that fit your project and how you qualify — and your project manager shows you exactly what you can apply for.
Flexible financing built around your project — PACE is just one option.
We work across $0-down programs, rebates, tax credits, and other financing paths. We'll point you to whatever fits your project best.
$0-down home-improvement program
No payments for 12–18 months, then a low, predictable monthly.
PACE for eligible upgrades
One option for qualifying energy and hurricane work where it's available.
Rebates & tax credits
Utility, state, and federal incentives stacked on top where they apply.
Your Project Manager guides you
Shows exactly what you qualify for based on your project.
From quote to done — without paying upfront
$0 down. No payments for 12–18 months. Then a low, predictable monthly — depending on the program you qualify for.
$0
Start with $0 down
Your project begins with nothing out of pocket.
12–18 mo
No payments for 12–18 months
A real deferral window before anything is due.
Low
Then a low monthly
Affordable, predictable payments — depending on the program you qualify for.
APEX Project is not a lender, contractor, or PACE program administrator. PACE financing is provided by third-party PACE programs and is subject to eligibility and approval. Estimates shown are illustrative only.
Estimate your $0-down plan
Slide your project budget to see a rough monthly — at $0 down.
Illustrative estimate only. Actual terms depend on the project, program, and approval.
On your side — not the contractor's.
We're independent
Not a builder. We match you to the right contractor for your job — our incentive is your result.
Vetted network only
We work with licensed, insured, vetted Florida contractors.
Free for you
Our matching service costs property owners nothing.
Local to Miami
Miami-Dade specialists who know the permits and programs.
We work for you — not the contractor
We're an independent layer between Florida property owners and the contractors who do the work. We only get it right when you do.
Licensed & insured
We only match you with licensed, insured Florida contractors.
Screened & financing-ready
Vetted for quality and ready to do $0-down financed work.
Matched to your job
The right specialist for your project type, budget, and city.
Free for property owners
Our matching service costs you nothing.
Across South Florida
$0-down financing options everywhere; vetted-contractor matching across South Florida.
Miami-Dade County
PACE activeResidential PACE is active in Miami-Dade for energy, renewable, and hurricane-hardening upgrades.
Miami-Dade CountyQuestions, answered
No. We're an independent matching service. We find you the best, vetted contractor for your project and help you finance it.
Our matching service is free for property owners. You pay your contractor for the work — financed with $0-down options.
PACE lets you finance qualifying upgrades with no money down. You repay over time as a line item on your annual property tax bill.
Because PACE is tied to the property, the remaining balance can transfer to the new owner when you sell.
Hurricane protection (impact windows, doors, roofs), HVAC, solar, water heating, and other energy and resilience upgrades.
We focus on Miami-Dade and serve property owners across Florida.
Ready to upgrade with $0 down?
Tell us about your project and we'll match you with the right contractor and financing.