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About

The independent layer that stays on the property owner's side

APEX is not a contractor and not a lender. We're the independent matchmaker between Florida property owners and the vetted, licensed professionals best suited to their project — with $0-down financing options arranged on your behalf.

Get matched
  • Licensed
  • Insured
  • Financing options
  • $0 down
A South Florida home upgraded through APEX-matched contractors
  • 3

    South Florida counties served

  • 100%

    licensed & insured network

  • $0

    cost to property owners

  • ~1 day

    typical match turnaround

Who we are

One service, working for you

When the match is right and the financing is honest, every side wins.

APEX exists to solve a simple problem for Florida property owners: choosing the right contractor for a major home upgrade is hard, and paying for it up front is harder. We sit between you and the work — an independent layer that matches your project, budget, and location to the best vetted, licensed contractor in your area, and arranges financing so qualifying upgrades can be done with $0 down through PACE.

We are not a construction company. APEX does not pour concrete, install windows, or put on a roof. We are not a lender and not a PACE administrator either. What we do is listen to what you need, screen the professionals who could deliver it, and connect you with the one that fits — then help you understand your financing options so the decision is yours to make with clear eyes.

Because we don't do the work ourselves, our network of contractors isn't our competition — it's our strength. We complement the licensed professionals we partner with by sending them well-matched, ready-to-move owners, and we hold them to the standard you'd want. That alignment is the whole point: when the match is right and the financing is honest, every side wins.

What we stand for

Principles we won't trade away

Independent by design

We don't do the work, so we have no reason to push one contractor over the right one. Our incentive is your result.

Vetted network only

Every contractor we match you with is licensed, insured, and approved for $0-down financed work in Florida.

Honest about financing

$0 down means no upfront cost — not free. We explain your financing options plainly so there are no surprises.

Free for property owners

Our matching service costs you nothing. You pay your contractor for the work, financed on your terms.

Why property owners trust us

On your side — not the contractor's.

We're independent

Not a builder. We match you to the right contractor for your job — our incentive is your result.

Vetted network only

We work with licensed, insured, vetted Florida contractors.

Free for you

Our matching service costs property owners nothing.

Local to Miami

Miami-Dade specialists who know the permits and programs.

Where we serve

Across South Florida

$0-down financing options everywhere; vetted-contractor matching across South Florida.

Miami-DadePalm BeachBrowardMartinSt. Lucie

Miami-Dade County

PACE active

Residential PACE is active in Miami-Dade for energy, renewable, and hurricane-hardening upgrades.

MiamiHialeahMiami GardensDoralHomesteadKendallCoral Gables
Miami-Dade County
Get started

See if your project qualifies

A few quick questions — no commitment, no credit hit. We'll match you with a vetted Florida contractor and your $0-down options.

Find your contractor & financing

A few quick questions — no commitment, no credit hit.

Step 1 of 4 — What's your project?

Step 1 of 4

What's your project?

$0 down

Ready to upgrade with $0 down?

Tell us about your project and we'll match you with the right contractor and financing.