Home upgrades in Miami — $0 down
APEX matches Miami property owners with vetted, licensed and insured contractors for windows, roofing, HVAC and more across Miami-Dade County. Qualifying upgrades can be financed through PACE at $0 down, repaid on your property-tax bill. Free to use — we're not a contractor or lender.
- Licensed
- Insured
- Financing options
- $0 down
Built for Miami homes
Miami sits in a High-Velocity Hurricane Zone (HVHZ), so impact-rated products must carry a Miami-Dade County Notice of Acceptance (NOA) — the strictest wind-borne-debris standard in the country. Much of the housing stock predates modern wind codes, which makes hurricane-hardening both a safety upgrade and a path to lower windstorm insurance. With Miami's year-round cooling load, energy-efficient windows, roofing, and HVAC also cut high power bills — and qualifying upgrades are PACE-eligible here, financed at $0 down through the property-tax bill.
Miami-Dade requires NOA product approval for impact windows and doors; permits run through Miami-Dade RER.
Serving neighborhoods across Miami:
What we match you for
Pick a project and we'll connect you with a vetted Miami pro — financed at $0 down through PACE.
Impact Windows & Doors in Miami
Hurricane-rated impact windows and doors that protect your home, cut your insurance, and lower your energy bills.
See impact windows & doors in MiamiRoofing in Miami
A new, code-compliant roof built for Florida storms — financed with $0 down through PACE.
See roofing in MiamiHVAC & Air Conditioning in Miami
High-efficiency A/C and HVAC that beats Florida heat and humidity while cutting your power bill.
See hvac & air conditioning in MiamiGet matched in Miami-Dade — $0 down
Answer a few quick questions. No commitment, no credit hit.
Step 1 of 3 — What's your project?
What's your project?
Miami — common questions
Does APEX serve Miami?+
Yes. We match Miami property owners with vetted, licensed and insured contractors throughout Miami-Dade County, and we coordinate the financing so you can move quickly.
How does PACE financing work in Miami?+
PACE lets eligible Miami property owners finance qualifying upgrades at $0 down, administered locally through Florida PACE Funding Agency. The balance is repaid over time as a line item on your property-tax bill. It is financing — not free money and not a grant — and approval is subject to eligibility.
Is APEX the contractor doing the work?+
No. APEX is an independent matching service. We connect you with a vetted, licensed and insured contractor for your Miami home, then help arrange financing. We are not a contractor, lender, or PACE administrator.
What does it cost to use APEX in Miami?+
Getting matched is free. You only pay for the project itself, which can be financed at $0 down through PACE. There's no obligation when you request a match.
Ready to upgrade with $0 down?
Tell us about your project and we'll match you with the right contractor and financing.